Investor Knowledge Base

Frequently Asked Questions

Essential guidance on buying property, freehold ownership, Golden Visa eligibility, RERA escrow protection, and rental returns in Dubai.

Can foreigners buy freehold property in Dubai?

Foreign nationals can own freehold property in areas designated for foreign ownership. Confirm the property, ownership rights, title status, and transaction steps through the Dubai Land Department before signing or transferring funds.

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What are the Golden Visa requirements for property investors?

The UAE Government currently states that a real estate investor may be granted a renewable five-year Golden Visa when owning one or more UAE properties with a total value of at least AED 2 million. Documentation and approval conditions apply, so check the current official guidance before making an investment decision.

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Is there property tax or capital gains tax in Dubai?

Taxes and reporting depend on your residence, ownership structure, and personal circumstances. A Dubai purchase can also involve DLD registration, trustee, mortgage, service-charge, and other transaction costs. Request a written cost schedule and obtain independent tax advice for your jurisdiction.

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How are my funds protected when investing in off-plan developments?

Dubai has a regulated escrow framework for registered off-plan projects. Before paying, verify the project, developer, registration status, and designated escrow account through the Dubai Land Department, and follow the payment instructions in the signed sale agreement.

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How should I calculate a Dubai property rental yield?

Gross yield is annual rent divided by purchase price. Net yield also deducts vacancy, service charges, management, maintenance, financing, and other recurring costs. Use current comparable rents and recorded transactions for the same building or micro-location; a citywide average is not a reliable forecast for one property.

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Do I pay a commission when purchasing an off-plan property?

It depends on the project and appointment terms. A developer may cover an agency fee for some launches, but that is not universal and other transaction charges may still apply. Ask for the unit price, reservation terms, agency fee, DLD-related fees, and payment schedule in writing before reserving.

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Can non-residents purchase property remotely without traveling to Dubai?

Some Dubai property transactions can complete partly or fully remotely, depending on the property, developer, lender, identity checks, signatures, and registration route. Confirm every remote step with the developer, bank, and DLD-authorised trustee before transferring funds or granting a power of attorney.

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Can international non-residents obtain a mortgage in Dubai?

Some UAE lenders offer mortgages to eligible non-residents. Deposit, loan-to-value, income evidence, age limits, rates, fees, eligible properties, and terms vary by lender and borrower. Obtain a written pre-approval and compare the total cost before committing to a property.

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